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 		The following table represents premium rates only. For a FREE custom illustration including cash values, and dividend options such as premium reduction, Click here.

Monthly rates for Whole Life

  • $10,000 certificate
  • Builds cash value
 
  • 6 dividend options
  • Level premiums for life
Issue
age 		Non-smoker
Female     Male 		Smoker
Female     Male
0 3.68 4.10 4.00 4.73
1 3.79 4.21 4.10 4.84
2 3.89 4.31 4.21 5.05
3 4.00 4.42 4.42 5.26
4 4.10 4.52 4.52 5.36
5 4.21 4.73 4.63 5.57
6 4.31 4.84 4.84 5.78
7 4.52 5.05 4.94 5.99
8 4.63 5.15 5.15 6.20
9 4.73 5.36 5.26 6.52
10 4.94 5.57 5.47 6.73
11 5.05 5.78 5.68 7.04
12 5.26 5.99 5.89 7.36
13 5.47 6.20 6.10 7.67
14 5.68 6.52 6.31 7.99
15 5.78 6.62 6.52 8.20
16 5.99 6.83 6.73 8.51
17 6.10 7.04 6.94 8.72
18 6.31 7.15 7.15 9.04
19 6.52 7.36 7.36 9.25
20 6.73 7.57 7.67 9.56
21 6.83 7.78 7.88 9.88
22 7.15 7.99 8.20 10.19
23 7.36 8.30 8.41 10.51
24 7.57 8.51 8.72 10.82
25 7.78 8.83 9.04 11.24
26 8.09 9.14 9.35 11.66
27 8.41 9.46 9.77 12.19
28 8.72 9.88 10.09 12.71
29 9.04 10.19 10.51 13.24
30 9.35 10.61 10.93 13.76
31 9.67 11.03 11.35 14.39
32 10.09 11.56 11.87 15.02
33 10.51 11.98 12.40 15.76
34 10.93 12.50 12.92 16.49
35 11.35 13.13 13.45 17.23
36 11.87 13.66 14.08 18.07
37 12.40 14.29 14.71 19.01
38 12.92 15.02 15.34 19.96
39 13.45 15.65 15.97 20.90
40 13.45 15.65 15.97 20.90
41 14.08 16.49 16.70 21.95
42 14.71 17.33 17.54 23.21
 
Issue
age 		Non-smoker
Female     Male 		Smoker
Female     Male
43 15.44 18.17 18.38 24.47
44 16.18 19.22 19.22 25.73
45 17.02 20.27 20.17 27.20
46 17.86 21.32 21.11 28.67
47 18.80 22.48 22.16 30.25
48 19.75 23.74 23.32 32.03
49 20.80 25.10 24.47 33.82
50 21.85 26.57 25.73 35.71
51 23.00 28.15 27.10 37.81
52 24.26 29.83 28.46 40.01
53 25.63 31.61 29.93 42.32
54 26.99 33.50 31.51 44.84
55 28.57 35.50 33.19 47.36
56 28.46 35.60 33.08 47.36
57 30.04 37.70 34.76 49.99
58 31.72 39.91 36.65 52.82
59 33.50 42.32 38.54 55.76
60 35.39 44.84 40.64 58.91
61 37.49 47.68 42.95 62.27
62 39.70 50.62 45.47 65.95
63 42.11 53.77 47.99 69.73
64 44.74 57.13 50.83 73.72
65 47.47 60.70 53.77 77.92
66 50.51 64.58 56.92 82.43
67 53.66 68.68 60.38 87.16
68 57.13 73.19 64.06 92.30
69 61.01 78.02 68.15 97.66
70 65.21 83.17 72.56 103.54
71 69.73 88.73 77.50 109.73
72 74.77 94.72 82.75 116.35
73 80.12 101.12 88.42 123.28
74 86.00 107.95 94.40 130.52
75 92.30 115.19 100.91 138.08
76 99.13 122.86 107.84 145.96
77 106.48 131.05 115.30 154.15
78 114.46 139.87 123.38 162.76
79 123.28 149.32 132.10 172.00
80 132.94 159.61 141.65 181.76
81 143.44 170.74 152.15 192.16
82 154.88 182.60 163.39 203.18
83 167.17 195.10 175.46 214.52
84 180.50 208.33 188.27 226.18
85 194.68 222.19 202.03 238.25
 
Premiums are calculated on age nearest birthday.
Contact WSA Fraternal Life. for more details and a complete custom illustration.
Rates are subject to underwriting.
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